Chase Q1 Categories 2025: Earn 5% using Chase Freedom

Chase Q1 Categories 2025

Chase has announced its January 1 – March 31, 2025 bonus categories for Chase Freedom and Chase Freedom Flex. These categories allow you to earn a 5% bonus on spending for specific categories.

The Chase Q4 Categories, October 1- December 31, 2024, were McDonald’s, Paypal, Pet Shops, Vet Services, and Select Charities. Paypal was perfect for the holiday season; I paid for most of my purchases with Paypal to get the 5x points. Hopefully, you have already activated, as yesterday, December 14, 2024, was the last day to do so to get the elevated bonus points.

What are the new Chase Q1 Categories for 2025?

Norwegian Cruise Lines
Grocery Stores (excluding Walmart and Target)
Fitness Clubs & Gym Memberships
Hair, Nails & Spa Service

These are great categories for the time after the Holidays. With the new year, comes many resolutions and this is a great time to pay for the gym, and cook more food at home. I love the addition of hair, nails, and spa for the new year as a time to reset and take care of oneself. I am interested in the Norwegian Cruise lines offer and will spend some time looking at cruises.

How do I make sure I am earning the 5% for the Chase Q1 Categories for 2025 on Chase Freedom and Chase Freedom Flex?

You need to activate the bonus categories and you can do that today! There are 6 ways to do that:

Online: you can click here to activate
Email: check your email for activation
Chase Mobile App: log into the app to activate
Phone: call the number on the back of your card and a customer service rep can activate it for you.
Chase: you can speak to a teller to help you activate the categories.
ATM: If you are a Chase checking customer, you can activate the categories when withdrawing money.

If you have more than one card, you need to activate the bonus categories for each card. If you have more questions, check out this post from Chase.

Is there a limit to how much you can earn from the Chase Q1 Bonus Categories?

Yes, you are limited to $1,500. This can be tracked on the website. Once you reach the limit, it goes back down to 1%.

Is there a deadline for activating Chase Freedom Q1 2025 categories?

Yes, more than likely it will be around March 15, 2025. It has not been published yet but based on the past quarter this is my estimate. All purchases must be posted to your accounts by March 31, 2025, to receive the additional bonus points/cashback.

Conclusion

I would highly recommend activating this offer to boost your monthly earnings even if you are currently unsure about your spending in these categories. Using this strategy increased my points in the past few months when the categories were Paypal was so help as it let me really increase the number of points! This is a great way to start funding future travel. I hope you are excited about the Chase Q1 Categories for 2025.

Travel Resources	Information about Resources
Airalo	If you need phone service while out of the country, check out Airalo to avoid all the fees.
Amazon	Find the perfect items for your next vacation!
Booking.com	If you want to book a mix of hotels and houses check out booking.com!
Expedia	If you need a package that includes flight + hotel or want to add a car? Expedia is the perfect site to book an entire vacation.
Priority Pass	If you do not have a credit card, you can still get lounge access by purchasing a Priority Pass Membership!
Ticketmaster	Heading to a concert or event, make sure to check out Ticketmaster.
Vrbo	Find the perfect rental house for your vacation and/or staycation.
Viator	The perfect place to find all your excursions and things to do in the many cities you visit.